Second homes
Build the second home you've been picturing.
The beach house. The lake place. The cabin. Building a second home from scratch lets you get it right, and a construction-to-permanent loan lets you finance it with one application and one closing.
Why build instead of buy
The house you want often isn't for sale
In the places people want a second home, the house you want often isn't for sale. Building on a lot you choose gets you the layout, the view and the finishes you'd otherwise wait years to find.
How it works
- One application, one approval and one closing covers the build and your mortgage.
- Your builder is paid in draws as work is finished and verified.
- When construction ends, the loan becomes your long-term mortgage.
- Already own the lot? Its equity can help finance the build.
Building far from home?
We handle the draws. You stay informed.
You may live hours from the site. Neil's team manages every draw directly with your builder, so you're not driving out to approve each payment. You'll still know where things stand at every stage.
Talk to Neil
Tell us where you're building.
Call Neil or send a WhatsApp.
- You call or send the formWe'll ask where you're building, whether you own the land and your timeline.
- We look at your buildYour lot, your builder and your plans, together.
- You get a straight answerWhat it takes to close, and what happens next.